Whatever your adventure, consider purchasing travel insurance. Honestly, if you had asked me five years ago if I’d ever purchase travel insurance, I would’ve said no! Maybe it’s because I’m getting older or I’ve lost a bit of that “invincible” feeling, but now I would never travel without it. Today, I’ll cover the best travelers insurance companies, based on collective consumer feedback and reviews.
Before we get started, there are a few things to keep in mind. First, travel insurance does not solve everything. While the below list of companies provides some of the best travelers insurance, they are not perfect. Make sure to read the fine print restrictions and limitations, and understand the parameters surrounding pre-existing conditions. Read all the details to avoid getting stuck with a totally useless insurance policy.
Additionally, there are some items even the best travel insurance company will not cover. Make sure to fully consider your medical conditions, and those of who you’re traveling with.
For example, we’ve added Medjet to our insurance line up whenever we travel with my parents. We pay $295 for a one-year medical evacuation membership with Medjet, which if needed, will arrange air medical transport all the way back to the hospital of our choice in our home country. This way, no matter where we are, should one of my parents have a severe emergency, we can evacuate them home immediately.
Lastly, consider what credit cards you’ll be taking on your trip and what trip insurance benefits they provide. Feel free to refer to My Favorite Travel Credit Cards, for a guide on what credit cards are the best for travelers.
Allianz Global Assistance
Allianz Global Assistance is the largest travel insurance company on my list and its owned by the largest diversified insurance company in the world. Because of the size of its parent company, Allianz can offer better insurance at a lower rate and typically works fast on claims.
Amex Assurance
Amex Assurance offers various kinds of protection and insurance policies, and you don’t have to be an Amex cardmember to qualify.
Generali Global Assistance
Generali Global Assistance is one of the oldest travel insurance companies as its parent company, The Europ Assistance Group, has been around since 1963. The company overall has a very customer-first attitude and is easy to work with.
GeoBlue
GeoBlue International Travel Insurance has specialized in travel insurance policies for over 20 year and is part of a partnership between the Blue Cross Blue Shield Association and British insurance company Bupa. The company has a reputation for being easy to work with and approachable.
Travelex
Travelex offers solid coverage and well-rounded travel insurance policies and is known for easy filing and quick outcomes should a claim filed.
Safe travels!
XO,
M
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We’ve learned the hard way to ALWAYS get travelers insurance, anytime we travel. I’ll love to use any of these services you mentioned for the next time we travel.
It always seems we need to learn the hard way! I hope everyone made it home safe and sound! 💗
I need to consider travel insurance. My brother had it on my dad and he was able to get his money back on plane tickets when dad had to be hospitalized.
It’s so important! We had it recently for a trip to Canada and we were so happy we did! I ended up needing to go to the ER and it covered us!
Love your post. I’ve learned something and will save this info for my future reference. So needed to know!
Awesome! I’m so happy I could help!
Travel Insurance is so important! I love how you broke this down. Some of these I didn’t know about
Thanks! It’s so important and these are truly the best companies!
My brother & sis-in-law had to cancel a vacation because of weather not long ago! So many unexpected things could happen.
So true! It’s always good to have the travelers insurance!
These are great recommendations. Having traveler’s insurance is always a wise decision because anything can happen.
Yes! I can’t tell you how much more secures I’ve felt traveling since have been diligent about taking it out.
I’ll be traveling to Europe in the next year or two so I will make sure to get travel insurance. This is an eye-opener.
Oh good! I’m so glad! Definitely go prepared!
This is really helpful! I think it is really important to have travel insurance for families who love to travel!
Yes! Always better to be overly prepared!
My family loves to travel a lot! But I’ve never thought about an insurance! Thanks for sharing these thoughts!
Yes! We had an issue this last trip and were SO happy we had travelers insurance. It saved us thousands of dollars.
Love this info, thanks Marissa! We never used to think about travel insurance before – and now we’re older and wiser. Thanks for sharing your favorite options!
Absolutely! We had a slight emergency this last trip and was soooo relieved to be completely covered. It saved us thousands of dollars! Traveling smarter is a great part of getting older! 🤗🤗
I had no idea that there were so many things covered under travel insurance.
Yes! Neither did we did we researched it!
I will share this with my sister. They got travel insurance last year when they went here but sadly the hospital didn’t honor it when they needed it.
Really?! Wow! I’m surprised. Definitely share this post. These are the best companies which offer the most coverage.